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221: Understanding 0 APR Credit Cards
A 0% APR is essentially a credit card offered by credit card companies to their consumers with an ‘annual percentage rate’ (APR) of zero percent. However, this rate does not exist forever, and after a period that ranges between th... (View article)

222: A Closer Look At The Roth 401k
Roth 401k is a good retirement savings option. Although it does not provide an up-front tax-deduction, the account eventually becomes tax-free, because the withdrawals taken at retirement are not subject to income tax. This tax be... (View article)

223: The Real State of the Economy – Good or bad?
There is something about the US Economy at the moment that I for one don’t get. Now it may be that being a brit, I am a little slow on the uptake; this has been known to happen every now and then but at the moment I cannot fathom ... (View article)

224: Getting Out of the Debt Whirlpool
Credit card debt can hurt you and destroy your peace of mind. Many folks with sizable credit card debt cannot fully comprehend how much money of their money goes toward paying interest every year, a real debt whirlpool that sucks ... (View article)

225: It’s Official; are we now a Bankrupt Society?
OK perhaps a slightly OTT title and introduction but the core message put out recently by the UK Governments Insolvency Service was that a record number of people in the Uk were made officially “insolvent” between July and Septemb... (View article)

226: Considerations Before Filing Bankruptcy
Financial difficulties can occur in anyone’s life. When you think financial difficulties are more than you can handle, don’t let bankruptcy become your first thought. Bankruptcy should be considered as a last resort, not just th... (View article)

227: How To Do Retirement Financial Planning
There has always been a need for retirement planning and today is certainly no different. There are 401(k)s and many other types of retirement plans that are available to you. You will need to take the time needed to evaluate wh... (View article)

228: Using Your Credit Card Wisely
Although credit cards can be an invaluable financial asset, unless you use them wisely you will find yourself drowning in debt. However, if you use your credit card wisely then you can save yourself money and be able to purchase t... (View article)

229: Using your credit cards on vacation
Each and every year, many of us go on vacations. Vacations are a great way to relax, and get away from the everyday pressure of life. Over half of all American families take their vacation between April and September, meaning th... (View article)

230: What is the real cost of using credit cards
Although some choose to rush into getting a credit card, they normally do so without being aware of the costs. A lot of credit cards out there come with hidden costs and charges, and you should always be aware of this before you ... (View article)

231: Should students get credit cards?
In today’s world, having a credit card is a luxury. Credit cards are a great convenience, meaning that you don’t need to worry about cash when making a purchase. Although some credit cards have strict requirements, there are a l... (View article)

232: Use your credit card and fly for free
Air mile credit cards give you points or miles with every purchase you make, which you can redeem for traveling related expenses. In most cases, you can use your points or miles to get a free airline ticket to travel to a destina... (View article)

233: How to get a credit card for your small business
In today’s economy, small businesses play an important role. These days, it is easier than it ever has been to start a new small business. There are all kinds of new businesses popping up all over the United States, from departm... (View article)

234: How to protect your personal credit card information
We all know that criminals are out there, waiting to steal our credit card information. These very criminals want credit card information so they can run up the charges then leave you holding the bags - with nothing to show for i... (View article)

235: Your best credit card offers
Those of you who are looking to get the best options with your credit card, should first look into the terms associated with that card. There are a lot of different features that you can get with credit cards these days, includin... (View article)

236: Which Kind Of Credit Card Should I Choose?
As even the briefest search on the internet will show you, there are thousands of credit cards available from many different providers, and even more sites offering advice on which card you should choose. Most card advertisements ... (View article)

237: Do You Have Financial Phobia?
With an ever-increasing level of personal debt being reported, along with record numbers of bankruptcies and insolvencies, it's no surprise to anyone that money is becoming a big problem for thousands if not millions of people.Mos... (View article)

238: Is Cashback The Future For Credit Cards?
For several years now, one of the most sought after features on a credit card has been a long 0% balance transfer deal, almost to the exclusion of any other feature except maybe the headline interest rate of the card. More recentl... (View article)

239: Stock Market Basics
Stock markets represent and portray the commercial and economical strength of a country. The economy of a country relies on the stock market to a great extent, since they trade in the stocks of major companies. These markets are t... (View article)

240: The basics of investing in stocks and shares
Stocks can be considered a tool for building wealth, as they are a part of almost every investment portfolio. They represent the ownership of a company and are bought in the form of shares. Shares refer to the stock of a particula... (View article)